The laws provide the injured workers with fixed monetary awards, in an attempt to eliminate the need for litigation.

10/19/20221 min read


Workers' compensation laws protect people who become injured or disabled while working at their jobs. The laws provide the injured workers with fixed monetary awards, in an attempt to eliminate the need for litigation. These laws also provide benefits for dependents of those workers who are killed because of work-related accidents or illnesses. Some laws also protect employers and fellow workers by limiting the amount an injured employee can recover from an employer and by eliminating the liability of co-workers in most accidents. State statutes establish this framework for most employment. Federal statutes are limited to federal employees or those workers employed in some significant aspect of interstate commerce.


Claims Information: Workers’ compensation claims may be filed after a worker is injured or becomes ill due to their job. Claims include the nature of injury/ illness, how the injury/ illness occurred, the type and cost of medical care received, cost of partial wage replacement, the number of days off work, and injured worker characteristics (occupation, age, gender, time with the employer, etc.).

Employer Information: Insurers and employers collect data on the types of hazards present in the workplace, safety/ health programs and controls in place to prevent injury/ illness and return-to-work programs to reduce injury/ illness severity.

Currently, there is no central source for workers’ compensation data in the US, though each state government collects some claims information for its private industry, state, and local government employers. The federal government maintains separate workers’ compensation databases for federally-governed employers. Organizations, such as the National Council on Compensation Insurance (NCCI) external icon, also collect claims information from employers in many US states.

Standardized data coding systems are used for workers’ compensation claims information in many but not all US states. The coding systems differ in purpose, scope, and data elements. NCCI has coding systems for industry risk classifications, injury and event descriptions, and others factors. The Workers’ Compensation Insurance Organizations (WCIO) external icon and the International Association of Industrial Accident Boards and Commissions (IAIABC external icon) have also developed standardized data coding systems used in many states.

NB: This article is not a legal advice, and under no circumstance should you take it as such. All information provided are for general purpose only. For information, please contact chamanlawfirm@gmail.com


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